You must be momentarily out of work to become eligible for unemployment benefits, the insurance money given to unemployed persons from the state government.
If you have left your job due to economic reasons like employer cut costs, shut down a factory or production line, you will meet the criteria of unemployment benefits. A person who is fired from his job without any severe misconduct will also be eligible.
If you are thinking, what about an employee who quit their job voluntarily? Well, they are eligible only if they left their position for a good cause. Their eligibility depends on why they left and the state they live in. States administrate unemployment programs, so different states have different laws regarding defining the worthy cause.
You can decide if you are eligible for unemployment benefits based on the reasons for your job loss. Keep reading this article to get more details about the fact that it can help to get unemployment benefits.
Unemployment eligibility criteria
If you think you leave your job due to the solid factor, that doesn’t necessarily mean you can qualify for unemployment insurance according to the state law you live in.
Such as most states offer unemployment benefits to the former employees who leave their job for compelling private reasons like some emergency which require the worker to be home or to move when a spouse gets a distant position.
In simple words, insurance is available based on the factor for quitting the job. We have listed some of these factors:
- Employee entirely to take another occupation.
- Employees moved to be with their partner whose job is outside of the employee marketplace.
- Employees worked full-time and part-time jobs at one time, and then he quit the part-time job then was laid off later from the full-time job.
- Under the Trade Act, the employee started approved training.
- Employer changes the employee’s everyday work, and now the work the employee has to do is against his moral or religious beliefs.
- Employees report the illegal activity at work to the employer, and the employer doesn’t take action against it.
- Concern with the safety problems at the workplace and employers did not pay attention to it.
- Employees have to commute longer and harder because employers change the location of the work.
- The employee faces a 25 percent reduction in pay or hours.
- Employees become disabled or sick. Or the member of the employee’s family becomes ill, and they have to be there for them to take care of. That’s why an employee needed to quit the job.
- Employees face discrimination or harassment at work.
How to apply for unemployment benefits
If you quit or lose your job through no fault of your own, you can qualify for unemployment insurance. It is essential to gather all the paperwork and information you have related to your company the whole time you worked.
In the following section, there are some tips that are essential for applying for unemployment benefits.
- Get the exact address of the employer.
- Collect all the paperwork and information about income tax
- Documents in case you receive any other kind of insurance
- If you are receiving any pension, gather all records related to it.
- Your social security numbers
- Name on your Social Security Card
If you want to get unemployment benefits, gather and organize these documents as soon as possible. Next, please fill out the application and submit it during the first week of unemployment. Now, you have to wait for a response from IDES.
Provide all information along with paperwork to certify your claim. Consider appealing the decision if you are denying the benefits.